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Tort
An injury or wrong committed, with or without force, to the person or property of another, which gives rise to a claim for damages.
Years of Potential Life Lost (YPLL)
Calculated based on the following equation: YPLL = Fixed Age - Age at death. Usually the fixed age is 65 or 70, or the life expectancy of the group in question.
Collision
Pays for damage to your car caused by physical contact with another vehicle or with another object, such as a tree, boulder, guardrail, structure, or person.
Subpoena
Document issued by the authority of the court to compel a witness to appear and give testimony or produce documentary evidence in a proceeding. Failure to appear or produce is punishable by contempt of court.
Elderly & Older Drivers
Drivers typically 65 or 70 years old, most states require renewal applicants to appear in person and to pass a vision test.
Affidavit
A written or printed declaration or statement under oath Affirm - The assertion of an appellate court that the judgment of the lower court is correct and should stand.
Excessive speed & Speeding
Speeding is defined as travelling faster than the posted speed limit, or travelling too fast for the road conditions even at speeds under the posted limit.
Brake failure
Brake failure can happen. Drum brakes are more commen to fail. Modern dual-circuit brake systems have made total brake failure an unlikely event. If one side of the circuit fails, the other side is usually sufficient to stop a vehicle.
Using cell phone
Some state have banned types of cell phone use while driving. This can be very dangerous and my be a cause of an accident.
Failure to yield the right of way
Can be when you proceed forward while disregarding right of way signs or signals for other cars. You may not be the car that is sopossed to go forward.
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